About us

Capital for U.S. business owners, built around one advisor.

Lendible Capital is a funding marketplace for small and mid-sized businesses. We connect owners to 47 vetted lenders — and pair every client with a single dedicated advisor from intake through closing.

$2.4B+
Capital deployed
18,400+
Businesses funded
47
Lender partners
50
U.S. states served

Our mission

Small business owners deserve a real advisor.

We started Lendible Capital because the funding industry was broken. Owners were ping-ponged between call-center reps, sold the wrong products, and surprised by fees at closing.

We rebuilt the model: one advisor per client, transparent terms, and a network of lenders we'd actually recommend to family. That's it. That's the whole thing.

See what owners say

"We measure success in two numbers: how many owners we fund, and how many come back. Last year, 64% of new deals were from repeat clients."

MR
Marcus Reid
Co-founder & CEO

How we operate

Four principles we don't compromise on.

One advisor, start to finish

No call centers. No handoffs. Your funding advisor knows your file, your numbers, and your goals from the first call through closing.

Transparent before binding

Real APR, real fees, real terms — quoted in writing before anything touches your credit. We never surprise an owner at closing.

Right capital, not the most capital

We win by matching product to need. If a line of credit is the right answer, we won't sell you a term loan because it pays better.

Long-term partnership

Most clients return three or four times. Your advisor tracks your growth and proactively re-shops your rates as your business strengthens.

Our story

From a Miami office to all 50 states.

  1. 1
    2017

    Founded in Miami

    Started in a 600-square-foot office with three advisors and a thesis: small business owners deserve the same access to capital that mid-market firms get from their commercial bankers.

  2. 2
    2019

    Crossed $100M deployed

    Onboarded 14 lender partners and built our proprietary pre-qual engine. Average funding time dropped from 11 days to 4.

  3. 3
    2021

    SBA Preferred network

    Became a referral partner with several SBA Preferred Lenders, opening 7(a) and 504 financing for thousands of growing businesses.

  4. 4
    2023

    $1B milestone

    Funded our 10,000th business. Opened satellite teams in Tampa, Charlotte, and Phoenix to support regional borrowers.

  5. 5
    2026

    $2.4B+ and counting

    Today, 47 lender partners, 92% approval rate, and 18,400+ businesses funded across all 50 states.

Where we work

Four offices. One service standard.

Regional teams keep us close to the businesses we serve. Whether you're in Florida, the Carolinas, the Southwest, or anywhere else in the U.S. — your advisor is a phone call away.

Miami, FL
Headquarters
Tampa, FL
Advisory team
Charlotte, NC
Underwriting
Phoenix, AZ
West Coast advisory

Let's talk about your next round.

12 minutes with a dedicated advisor. Soft pull only. No obligation.

Get a quote